Search results for

14 results

Western Union NetSpend Prepaid MasterCard Review

Consumers in 2018 who prefer the convenience and built-in budgeting that a debit card offers vs. a credit card might want to take a closer look at the Western Union prepaid card from NetSpend – especially if they send or receive a lot of money transfers. In this review, we’ll examine the features of the…

The RushCard Prepaid Visa Card Review

The Rush Card, or RushCard Prepaid Debit Card, is best for consumers who don’t qualify for a checking account or a credit card but who need many of the same conveniences those accounts offer. Since it’s a prepaid card, you can get it even if you have no credit or terrible credit — there’s no…

PayPal Prepaid Card Review 2018

The prepaid card from PayPal offers quite a bit of flexibility if you need a card that allows fund transfers from multiple sources. It’s similar to a checking account in that the prepaid card is like a debit card, but you don’t get a checkbook. There are a few fees to be aware of, so…

Amex Serve Card Prepaid Debit Card Review

American Express is best known for their outstanding credit card products, but not all of their offerings are about extending credit. Take their line of Serve cards—prepaid debit cards that also boast some typical Amex features. What kinds of rewards can you reap if you sign up for a Serve? This review will cover what…

The Best Ace Elite™ Visa® Prepaid Debit Card Review for 2018

The Ace Elite™ Visa® Prepaid Debit Card is a card that can help you manage money conveniently. A prepaid debit card is one where you load money to it online or at a prepaid card loading location whenever you want. The card is not attached to a checking or credit card account. You can use…

Brink’s Money Card Review – A Look at The Prepaid MasterCard

If you’re looking for a prepaid card, the Brink’s Prepaid MasterCard may fit the bill. A prepaid card is different than a regular debit card, and it’s not a credit card either. A prepaid card is a card you upload cash to that’s not tied to a bank account. A prepaid card may be worth…

The American Express Serve Card Review for 2018

The American Express Serve Card is a reloadable prepaid debit card that comes with upfront fees so you know exactly what to expect – and what’s expected of you. Plus, since it’s branded with American Express, you can use it at any store or website that accepts this major credit card company. Keep reading to…

Target RED Card Review: A Good Deal for Loyal Customers

The Target RED card credit card is most beneficial for customers who regularly shop at Target and can pay their monthly credit card bill in full. Cardholders get 5 percent off most shopping at Target stores and Target.com at the time of purchase. In addition to 5 percent savings, cardholders receive the following rewards: 30…

Walmart Money Card Review 2018

If you’re a regular Walmart customer, the Walmart Money Card prepaid debit card is perhaps the best prepaid debit card on the market. It provides excellent value through cash-back rewards and numerous free online services. So if you do your research, and it comes down to a Walmart prepaid card vs another prepaid card, Walmart…

The Discover it® Secured Credit Card Review for 2019

Do you need to build or rebuild your credit? The Discover it® secured credit card could help you get there. It’s designed for consumers with no credit or fair credit. And when compared against some other secured credit cards, this Discover secured credit card is much more consumer friendly. Features of the Consumer-Friendly Secured Discover…

OneMain Financial Review – The Lender with No Minimum Requirements!

OneMain Financial has served over 10 million customers since they were founded in Baltimore, Maryland in 1912. Offering secured and unsecured personal loans, OneMain’s focus is offering loans to customers with less than perfect credit. Personal loans provided by OneMain can be used for any reason, including debt consolidation, auto refinancing, or home improvements. With…

——-Online Loans

Personal life situations usually demand that you have cash and that you have it immediately. There are times you may want a lump sum to pay off several bills to reduce your creditors to one, making life a little simpler in a busy world. Other times, you may want money in advance to finance a…

9 Techniques for Managing Seasonal Sales Fluctuations

If you’re a small business owner whose cash flow is affected by seasonal sales — we’re talking seasonal companies like Halloween or Christmas retailers, tax preparation services, and landscaping companies — your business may experience peaks and valleys in monthly revenue. In turn, you could have difficulties covering your payroll and expenses. To protect your…

Deducting Interest on Business Loans – Can You or Can’t You?

Changes were made to business loan tax deductions in the Tax Reform Act of 1986, but not to the extent the personal interest rules were changed. From time to time, it’s good business practice to review the numerous loan interest deductions you can take in order to reduce your business tax burden. Business Loan Interest…

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you. This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners. For qualified consumers, our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria. Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Lender’s or Lending Partner’s Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Lendgenius.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.