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The Merrick Bank Credit Card Review

1 min read   Amy Fontinelle March 24, 2020
OnDeck Capital Review – Small Business Funding

OnDeck Review: Here’s How the Largest Online Lender Measures Up

4 min read   Lauren Ward March 24, 2020
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Interest Rate versus APR: What You Need to Know to Price a Loan

3 min read   Ronis Gracie March 24, 2020
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Amex Serve Card Prepaid Debit Card Review

1 min read   Eric Goldschein March 24, 2020

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Capital One Spark Cash for Business Credit Card Review

Capital One® Spark® Cash for Business Credit Card Review

1 min read   Rebecca Hosley March 24, 2020
Capital One Quicksilver Credit Card Review

Capital One Quicksilver Credit Card Review 2020

1 min read   Amy Fontinelle March 24, 2020
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Learn More About Personal Loans in Connecticut

1 min read   Luke Loftin March 24, 2020
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How to Get Funding for Your Business Without All the Headaches

6 min read   Ronis Gracie March 24, 2020
Bank of America Small Business Loans

Bank of America Small Business Loans – What You Need To Know

5 min read   Amy Fontinelle March 24, 2020
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Personal Loans in Utah – Know Your Options

1 min read   Luke Loftin March 24, 2020
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Do I Really Need an Accountant?

2 min read   Caitlyn Rose March 24, 2020
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Personal Loans for Self Employed Professionals

5 min read   Luke Loftin March 24, 2020
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5 Mistakes Small Business Owners Should Avoid

by Caitlyn Rose on March 22, 2020
5 Mistakes Small Business Owners Should Avoid
Every small business owner wants to maximize profits over the long term. However, many business owners make mistakes every day… Read more

Tax Audit Triggers Business Owners Should Know in 2020

by Amy Fontinelle on March 21, 2020
Tax Audit Triggers Business Owners Should Know in 2020
While the overall risk of an individual tax audit is low, the odds go up when you file a business… Read more

7 Fast Business Loan Types for When You Need Funds Quickly

by Amy Fontinelle on March 16, 2020
7 Fast Business Loan Types for When You Need Funds Quickly
When your business faces a cash crunch and you need money ASAP, a quick search for fast business loans may be… Read more
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Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you. This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners. For qualified consumers, our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria. Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

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The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Lendgenius.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

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Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.