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0% APR Credit Cards: Interest-Free Loans or Too Good to Be True?

2 min read   Taylor Gordon July 30, 2019

The Best Factoring Companies for Small Business Financing in 2019

4 min read   Lauren Ward July 30, 2019

Forget Extracurriculars: Start Your Business Right Now.

3 min read   Lauren Ward July 30, 2019

Commercial Truck Financing: Because Big Trucks Cost Big Bucks

4 min read   Rebecca Hosley July 30, 2019

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Prepaid business credit cards

10 min read   Luke Loftin July 3, 2019

Personal Loans for Self Employed Professionals

5 min read   Luke Loftin July 1, 2019

Using a Personal Loan Calculator in 2019

2 min read   Luke Loftin June 30, 2019

No Credit Check Loans – Do They Exist?

1 min read   Luke Loftin June 29, 2019

Credit Card Refinancing – 5 Things You Need to Know

1 min read   Amy Fontinelle June 27, 2019

How to open a business bank account

6 min read   Luke Loftin June 26, 2019

Business credit cards without a personal guarantee

5 min read   Luke Loftin June 25, 2019

Getting Holiday Loans in 2019 – Read This Beforehand

4 min read   Luke Loftin May 22, 2019
Featured

7 Fast Business Loan Types for When You Need Funds Quickly

by Amy Fontinelle on July 31, 2018
When your business faces a cash crunch and you need money ASAP, a quick search for fast business loans may be… Read more

2019 Tax Audit Triggers Business Owners Should Know

by Amy Fontinelle on February 16, 2018
While the overall risk of an individual tax audit is low, the odds go up when you file a business… Read more

5 Mistakes Small Business Owners Should Avoid

by Caitlyn Rose on February 17, 2016
Every small business owner wants to maximize profits over the long term. However, many business owners make mistakes every day… Read more
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Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you. This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners. For qualified consumers, our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria. Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

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