Dustin Clendenen

Dustin Clendenen is an LA-based screenwriter, editor, and all-around storyteller.

He spends most of his time thinking about the “Big Picture” and obsessing over its details.

Follow his musings on Twitter.

Posts by Dustin Clendenen:

by Dustin Clendenen on April 24, 2017

How to Calculate ROI – Making Your Small Business Loan Count

Here's a controversial thought: Not all debt is bad debt. Since not all of us are independently wealthy or particularly good at fundraising, business loans are a great way to quickly and easily get working capital so you can work on your goal. How to Calculate ROI & Why Business Loans Shouldn't Be Viewed As “Bad Debt” There’s an old saying that in order to make money, you have to spend money. But if you don’t have money to spend or the ability (or desire) to bring in investors, the only other option is to take on some debt. The idea of debt might be utterly terrifying, but keep in mind that even successful, well established companies utilize business loans in order to expand. If you know how to calculate ROI on a major expenditure, you can easily apply the same logic to financing. Expressed as a percentage, ROI is equal…

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by Dustin Clendenen on April 10, 2017

AmEx SimplyCash® Plus Business Credit Card Review – Small Business Edition

If you’re familiar with American Express, you know the brand is synonymous with world-class service. What's more, AmEx business cardholders have come to expect equally impressive perks, such as Purchase Protection, Extended Warranties, and access to the rewarding OPEN Savings Program. With the combined benefits of a charge card and a credit card, this enhanced version of the original Amex SimplyCash® card is tailor-made for aspiring entrepreneurs and SMBs that value simplicity. Learn more about Business Credit Cards vs. Charge Cards With built-in tools for managing expenses while rewarding cardholders with cash back on a variety of spending categories, using the SimplyCash® Plus card can offset operating costs significantly if any of your larger business charges align with the 5% or 3% cash back categories. Who is the AmEx SimplyCash® card for? Whether you’re an aspiring entrepreneur or already own a U.S. based small to mid-sized business, this card will be a worthy tool for handling your daily…

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by Dustin Clendenen on April 6, 2017

Why Small Businesses Fail – 6 Problems That Can Kill A Start Up

If you're wondering why small businesses fail so frequently, you're not alone. It’s become conventional wisdom that 90% of new startups fail. But why is this so? When your startup fails, a little soul-searching is inevitable as you try to find out what went wrong. We reached out to the wide world of entrepreneurs to find the most common reasons startups fail, from the people with the most insight as to why: 1. Why Small Businesses Fail - Founder Burnout Total exhaustion can be put off (or even avoided entirely) the faster an entrepreneur learns to delegate. “There seems to be the idea that you should do everything in the business from marketing to finance to HR,” says Eugene Gamble, a business and entrepreneurial coach. “The reality is that you may need to start out lean which requires wearing a number of position hats. However you should look to leverage other people’s…

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by Dustin Clendenen on April 12, 2017

What No One Will Tell You About Starting A Business

In some ways, building a business is a lot like raising a child. Especially early on, your company needs everything from you, including a lot of late nights, endless patience, and yes, even love. It’s more than a full-time job, but, like raising a child, building your own successful company has many rewards. If you think being your own boss is going to give you more freedom than life as an employee, you’re right— But this freedom comes with some caveats. Here’s what no one will tell you about what it’s actually like to run a business: Starting a business can be lonely. The demands of running your own company can make socializing and spending time with friends and family difficult— Especially if they don’t understand how much pressure you’re under. “My social and family life was impacted tremendously as a result of starting a business,” says Shayrgo Barazi, founder…

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by Dustin Clendenen on February 9, 2017

10 Entrepreneurs & Inspiring Stories of Startup Success

Successful startup founders are often hailed as superhuman, but the reality is they're regular people like you and I. Well, maybe not exactly like you and I... Given the unusual lifestyle of an entrepreneur, and that so many are fueled by the promise of wild riches, it comes as no surprise that many startup founders share inspiring stories about overcoming adversity. We scoured the web for business success stories fraught with eccentric leaders, personal struggles, and uncommon lifestyles to find out how these innovators translated their life experiences into startup gold. Jeff Smith, co-founder of Smule After having some success as a serial entrepreneur, Jeff Smith decided launching a startup didn’t need to be a full-time job. So in 2008 after enrolling at Stanford to pursue a PhD in Computer Music, he co-founded Smule one of his most successful endeavors yet! The extra workload didn't stop him from innovating; he was instrumental in creating some of…

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Ditch Your Banker: Find The Best Loans Through Alternative Lenders

by Eric Goldschein on March 29, 2017
The world of lending has shifted. No longer are banks the sole gatekeepers of capital, which is good news for… Read more

Business Owners: 5 Truths Your Banker Doesn’t Want You Knowing

by Jackie Lam on February 17, 2017
When looking for the best banks for small business loans, Bank of America and Wells Fargo may come to mind. However,… Read more

An Epic Guide to Business Credit Cards, Charge Cards, & Lines of Credit

by Eric Goldschein on February 2, 2017
If you’re a small business owner, you know how important it is to always have extra capital on hand so you… Read more

A Complete Declassified List of Tax-Exempt Fringe Benefits

by Amy Fontinelle on January 30, 2017
With all the uncertainty surrounding Trump's tax plan, tax saving tips for small business owners are as important as ever. Finding… Read more

Hero Companies Who Are Helping Small Businesses Succeed

by Caitlyn Rose on January 19, 2016
These are challenging times for small businesses. Luckily, however, the news isn’t all bad. Read on to learn about three… Read more

Bank Turn You Down For A Business Loan? Here’s How You Can Get Alternative Funding

by Caitlyn Rose on January 7, 2016
If you're like most small business owners, your first stop for financing needs might be your local bank. Unfortunately, the… Read more

Corporate Bylaws: Why Your Business Can’t Function Without Them

by Ronis Gracie on December 10, 2015
While “corporate bylaws” may sound like something that only giant companies need, the reality is that every corporation has to… Read more

An In-Depth Look at How Invoice Financing Works

by Ronis Gracie on November 30, 2015
As a business owner, you probably experience a multitude of small frustrations each day. But perhaps one of your biggest… Read more
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Complete Business Funding Glossary – 2017 Edition

by Ronis Gracie on March 1, 2017
When you were a kid, you probably had a special group of friends who stayed together no matter what. You… Read more

A Complete Guide to Business Loans for Funding a Bar

by Ronis Gracie on January 16, 2017
One of the most exciting and rewarding types of businesses to operate is a bar. Whether you run a neighborhood… Read more

New Ways to Get Money Out of Your Business That You Might Not Have Thought Of

by Ronis Gracie on November 17, 2016
You have finally reached that milestone you have anticipated for so long: Your business is making a reliable profit. As… Read more

Infographic: The Rise of Marketplace Lenders

by Caitlyn Rose on January 12, 2016
Sooner or later, most small businesses will require an infusion of cash. The need might arise almost immediately during the… Read more

Bank Turn You Down For A Business Loan? Here’s How You Can Get Alternative Funding

by Caitlyn Rose on January 7, 2016
If you're like most small business owners, your first stop for financing needs might be your local bank. Unfortunately, the… Read more

5 Types of Grants For Women-Owned Businesses

by Caitlyn Rose on December 29, 2015
If you are a woman thinking about starting a small business, you are part of a growing trend. Since 1997,… Read more

Your First Small Business Loan: What You Need to Know

by Caitlyn Rose on December 16, 2015
When you set out to find the first loan for your small business, you’ll probably have many questions but few… Read more

Interest Rate versus APR: What You Need to Know to Price a Loan

by Ronis Gracie on December 8, 2015
Small business loan terminology is complex, and many of the terms are similar enough to be confusing. Two such phrases… Read more

Minorities, Women and Veteran Business Owners: Here’s How to Get Extra Funding for Your Business

by Ronis Gracie on September 7, 2015
Keeping a business afloat can certainly be a challenge, particularly during rocky economic times. No matter how poor sales may… Read more