JetBlue Credit Card Review 2019

JetBlue Credit Card Review 2019
Amy Fontinelle
on March 29, 2018
Read in 3 min

Do you fly often between East Coast cities?

How about other major cities, like Los Angeles, Denver, or Dallas?

If so, you might appreciate the many benefits of the JetBlue credit card in 2019.

If you’re loyal to the JetBlue brand, a JetBlue credit card could be right up your alley.

The JetBlue Card is issued by Barclays Bank Delaware and gives you points for making various purchases.

You can redeem the points for airfare, and there are no blackout dates!

In this post, we’ll review the JetBlue Card including the rewards program and costs.

JetBlue Credit Card Rewards

First, let’s review the JetBlue credit card’s rewards.

You’ll earn 3 points per $1 spent on all JetBlue purchases, including tickets and good and services purchased directly from JetBlue Airways.

You’ll also earn 2 points per $1 on purchases at restaurants and grocery stores and 1 point per $1 on all other purchases.

If you’re a new cardmember, you can earn 10,000 bonus TrueBlue points by making $1,000 in purchases on your card within your first 90 days as a cardholder.

Points don’t expire, and there’s no limit on how many points you can earn as long as your account is in good standing.

Consumers who want a larger sign-up bonus might consider the JetBlue Plus Card.

It offers a sign-up bonus of 40,000 points and higher ongoing rewards in exchange for a $99 annual fee.

There’s no limit to how many points you can earn and points don’t expire. You can redeem points for one-way or roundtrip flights. Redemption levels vary depending on the cost of the flight

The JetBlue Card offers 50% savings on inflight purchases as well so you can enjoy drinks and snacks while you travel.

Extra incentives

JetBlue gives you opportunities to earn bonus points. You earn:

  • 5,000 bonus points when you purchase 3 roundtrip JetBlue flights during the calendar year.
  • 7,000 bonus points when you purchase 7 roundtrip JetBlue flights during the calendar year.
  • 10,000 bonus points when you purchase 10 one-way JetBlue flights in the calendar year.

Additional conditions may apply to earn these bonus points.

TrueBlue Point Value and Redeeming Your JetBlue Credit Card Rewards

TrueBlue miles are worth about 1.3 cents apiece according to ThePointsGuy.com.

Among travel credit cards, the value of miles ranges from 1.0 to 2.1 cents apiece, so this isn’t one of the best travel rewards cards.

If points are worth $1.03 each, then the 10,000-point bonus is theoretically worth $103.

In reality, the value of your points will depend on the demand for the flight you want to book because the cost of a flight in points is based on the current cash price of a flight.

When it comes to redeeming your TrueBlue points, you won’t encounter any blackout dates and you’ll be able to redeem your points for any seat on a JetBlue-operated flight.

You can also earn and share points with family pooling.

For additional savings, this card offers 50% off on in-flight purchases of beer, wine, cocktails, food, and JetBlue movies.

JetBlue Credit Card Fees and Interest Rates

The JetBlue credit card offers a competitive interest rate and limited fees. Here’s the breakdown:

  • Interest rate – 17.49% to 26.49% APR
  • Annual fee – None
  • Foreign transaction fee – None
  • Late fee – up to $37

Balance transfers cost $5 or 3%, whichever is greater.

That fee might be worth it because the JetBlue Card has a 0% APR for 12 months on balance transfers made within 45 days of opening your account.

For balance transfers after the introductory period and for purchases that you don’t pay off in full by your statement due date, your interest rate will be 17.24%, 21.24% or 26.24% variable, depending on your credit score when you open your account.

Besides the late fee, there’s another good reason to keep your account in good standing.

If you are in default, seriously delinquent or your account is closed, you forfeit your TrueBlue points.

Also, you aren’t eligible to earn points during any billing cycle where you don’t make the minimum payment on time or your account isn’t in good standing.

If a credit card doesn’t strike your fancy, there are also a plethora of loans available from lenders online. If you’d like to connect with a lender, you can get started with our easy online form.

The two big perks of the JetBlue Card are that it has no annual fee or foreign transaction fee.

When comparing the JetBlue Card vs. other travel cards that have a fee, the JetBlue Card may come out on top because of this fee savings. You don’t have to worry about paying a percentage for each transaction when you’re out of the country which is ideal if you travel abroad.

The JetBlue Card has a balance transfer special.

If you transfer a balance onto the card within 45 days, you get 0% APR on the transferred balance for 12 months.

Learn more about the fees and conditions of the JetBlue Card here.

JetBlue Card Review for 2019 Summary

The JetBlue Card will be the best bet for travelers who are loyal to the JetBlue brand. There are multiple ways to earn bonus points. You can earn bonus points when you first sign up and if you fly regularly throughout the calendar year.

The JetBlue Card gives you points for more than just one type of spending as well. You get the most points for JetBlue purchases (3X points), but you also get 2X points for a grocery store and restaurant spending and 1X points for other purchases.

Learn more about the JetBlue Card at their website.

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Amy Fontinelle Finance Journalist

Amy Fontinelle is a writer, editor, and personal finance expert.

Her articles have appeared at Investopedia, Bankrate, MassMutual.com, The Simple Dollar, Interest.com, Yahoo, Forbes.com, SFGate.com, Bankaholic, Mortgage-Calc.com, Saving Advice and other sites.

Amy’s clients include personal finance websites, financial institutions, public policy organizations, academic journals, and professional economists.

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