JetBlue Credit Card – 2018 Review

JetBlue Credit Card – 2018 Review
Amy Fontinelle
on March 29, 2018
Read in 2 min

Do you fly often between East Coast cities?

How about other major cities, like Los Angeles, Denver, or Dallas?

If so, you might appreciate the many benefits of the JetBlue credit card in 2018.

JetBlue Credit Card Rewards

First, let’s review the JetBlue credit card’s rewards.

You’ll earn 3 points per $1 spent on all JetBlue purchases, including tickets and good and services purchased directly from JetBlue Airways.

You’ll also earn 2 points per $1 on purchases at restaurants and grocery stores and 1 point per $1 on all other purchases.

If you’re a new cardmember, you can earn 10,000 bonus TrueBlue points by making $1,000 in purchases on your card within your first 90 days as a cardholder.

Points don’t expire, and there’s no limit on how many points you can earn as long as your account is in good standing.

Consumers who want a larger sign-up bonus might consider the JetBlue Plus Card.

It offers a sign-up bonus of 40,000 points and higher ongoing rewards in exchange for a $99 annual fee.

TrueBlue Point Value and Redeeming Your JetBlue Credit Card Rewards

TrueBlue miles are worth about 1.3 cents apiece according to ThePointsGuy.com.

Among travel credit cards, the value of miles ranges from 1.0 to 2.1 cents apiece, so this isn’t one of the best travel rewards cards.

If points are worth $1.03 each, then the 10,000-point bonus is theoretically worth $103.

In reality, the value of your points will depend on the demand for the flight you want to book because the cost of a flight in points is based on the current cash price of a flight.

When it comes to redeeming your TrueBlue points, you won’t encounter any blackout dates and you’ll be able to redeem your points for any seat on a JetBlue-operated flight.

You can also earn and share points with family pooling.

For additional savings, this card offers 50% off on in-flight purchases of beer, wine, cocktails, food, and JetBlue movies.

JetBlue Credit Card Fees and Interest Rates

The JetBlue MasterCard, issued by Barclays, has no annual fee and no foreign transaction fees.

Balance transfers cost $5 or 3%, whichever is greater.

That fee might be worth it, because the JetBlue Card has a 0% APR for 12 months on balance transfers made within 45 days of opening your account.

For balance transfers after the introductory period and for purchases that you don’t pay off in full by your statement due date, your interest rate will be 17.24%, 21.24% or 26.24% variable, depending on your credit score when you open your account.

Late payments cost up to $37, depending on where you live.

Besides the late fee, there’s another good reason to keep your account in good standing.

If you are in default, seriously delinquent or your account is closed, you forfeit your TrueBlue points.

Also, you aren’t eligible to earn points during any billing cycle where you don’t make the minimum payment on time or your account isn’t in good standing.

If a credit card doesn’t strike your fancy, there are also a plethora of loans available from lenders online. If you’d like to connect with a lender, you can get started with our easy online form.

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Amy Fontinelle Finance Journalist

Amy Fontinelle is a writer, editor, and personal finance expert.

Her articles have appeared at Investopedia, Bankrate, MassMutual.com, The Simple Dollar, Interest.com, Yahoo, Forbes.com, SFGate.com, Bankaholic, Mortgage-Calc.com, Saving Advice and other sites.

Amy’s clients include personal finance websites, financial institutions, public policy organizations, academic journals, and professional economists.

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