Short Term Loans

Connect with a Top Personal Loan Lender and Get Quick Lender-Approval

All Credit Types Welcome
Personal Loans from $1K–$5K
Terms from 2 weeks to 3+ years
Time to Funding as Quick as 1 Day

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No matter how well you plan in life, it’s never going to prevent the odd emergency from arising.

When you need fast cash, LendGenius can help you find the short-term loan you need to take care of your responsibilities.

Our online platform makes it possible for you to connect with a lender quickly, so you can complete the process of getting a loan more efficiently.

When to Request A Short-Term Loan

A short term loan is not like a regular loan.

It’s usually for a small amount of money, and you only have between 2 and 4 weeks to repay it.

It’s meant to give you an advance on your next paycheck if your employer is unable to do so.

Short-term loans are excellent for those who may have bad credit, but still need a little financial assistance through a difficult time.

Generally on the small side, you can get a short-term loan up to $1,000 with certain lenders.

There’s no reason why you should have to suffer when you know you’ll be back on track once your next paycheck rolls around.

How It Works

There are several ways to get the money you need if your back is against the wall.

This solution may not be a long-term fix for your finances, but it is available for the unexpected expenses that pop up from time to time.

All you have to do is fill out our online form and then go through the approval process with the lender.

Once your information has been verified, if you get approved you’ll receive the money to your bank account via direct deposit.

Once the funds are in your bank account, you’re free to do what you like.

Afterwards, you’ll pay back the loan plus the interest rate you qualified for in one lump sum.

Unlike an installment loan, you won’t have a payment schedule to keep track of.

A Better Way to Borrow

Not only can a short-term loan help you pay off your immediate bills, but it can also help save your credit and savings in the long-run.

If your bank account doesn’t have the funds to cover what you need, you may be charged an overdraft fee for each and every transaction that takes you over your limits.

This means that a single $1 purchase could end up resulting in a $35 overcharge fee.

The interest that you pay on a short-term loan could be far better than this.

It can help you avoid other types of late fees too, and keep your credit score from plummeting.

The Details of Loans

Choosing a short-term loan is usually going to carry a higher interest rate than a longer-term option.

They’re generally under a $1,000, and meant to be paid back (in full) as soon as possible.

If you need more flexibility, you may want to consider an installment loan or a personal line of credit.

Both of these loans will give you more money and more time to pay back the loan, allowing you to have a payment schedule.

With a personal line of credit, you can get the money you need to take care of major dreams in your life.

As you pay off a personal line, you could borrow more as you see fit.

You can make the minimum payments, or pay off more to chip away at the balance.

Whatever loan you think is right for you, you can look to LendGenius for help.

LendGenius has helped businesses, students, and professionals get what they need to not just keep their head above water, but to thrive in the midst of uncertainty.

Now that’s genius.

Need Cash? Get a Personal Loan Today

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Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. is not a lender or lending partner and does not make loan or credit decisions. connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you.

This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

By submitting your information via this website, you are authorizing and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize to share your information and credit history with its network of approved lenders and lending partners.

Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.

Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78

Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.

In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Lender’s or Lending Partner’s Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.