Online Car Title Loans

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Are you strapped for cash?

If you own your own car or motorcycle and have a clear title, meaning your vehicle is paid off, you may qualify for an auto title loan through one of LendGenius’ preferred lenders.

Basically, it means you can borrow against the value of your auto or motorcycle by putting up your title as collateral.

Get the money you need now while the lender holds onto your title (and you get to keep using your car!)

In certain states, such as Georgia and Alabama, these are known as a title pawn, but it basically works the same – you put up the title of your vehicle as collateral in exchange for a quick and hassle-free loan.

Borrowing against the value of your car or motorcycle is one way to pay off an unexpected bill, or if you need a short-term cash infusion to help you get by until your next paycheck arrives.

Here’s how it works:

How to Get an Auto Title Loan Based on the Value of Your Vehicle

First, you will need to fill out our online form so we can connect you with an appropriate lender.

Depending on what state you live in and your ability to repay, you could potentially qualify to borrow up to $25,000.

If you are approved and you decide you want to proceed with getting a title loan, a lender will likely need the following:

  • A government-issued photo ID.
  • Proof of income.
  • The title to your vehicle.

At that point, they can lend you the money and hang on to your vehicle title until you have repaid the loan in full.

You still have full use of your car and, once the loan is repaid, you get your title back.

Auto equity loans are an option for people who own their car or motorcycle outright and need fast access to cash, but don’t want to sell their vehicle.

Instead, you can get the money you need by borrowing against the value of your car.

How Are My Payment Terms Determined?

The first step is getting an appraisal of your vehicle, which is fast and easy.

This involves just answering a few questions about your car or motorcycle, either online or over the phone.

The lender will determine how much you are eligible to borrow based on the value of your vehicle.

Keep in mind, payment terms and amounts will vary based on how much you’re borrowing.

It is possible by completing our online form that you will connect with a lender online for an auto title loan.

The Advantages of a Loan on Your Vehicle Title vs. a Bank Loan

When you apply for a traditional bank loan, banks are going to look at your credit history to determine how much of a loan you might qualify for and what your interest rate will be.

While that may be fine for people with good credit, it’s a different story for those with bad credit or no credit at all.

Even if you are approved for a loan, it is likely to carry a high-interest rate.

Worse yet, you may not qualify at all!

On the other hand, if you use your car as collateral, your credit history doesn’t matter as much.

The amount of the loan you can qualify for is based on the value of your car, not your credit.

This makes a loan based on your title a choice for people whose credit score is less than perfect, or who haven’t yet built up a credit history.

You don’t even need a bank account – just the title to the vehicle you want to use to get a loan.

Want to get started?

Fill out our form to connect with a lender, wait for their approval, and then accept a loan with terms that make sense. 

It’s just that simple!

Need Cash? Get a Personal Loan Today

I want to borrow