Chase Marriott Rewards Premier Credit Card 2019 Review

Chase Marriott Rewards Premier Credit Card 2019 Review
Amy Fontinelle
on April 3, 2018
Read in 1 min

For travelers who often stay at any of Marriott’s 4,000 hotels worldwide and who are willing to do some research to maximize the value of their credit card rewards, the Chase Marriott Rewards Premier Credit Card could be a great choice.

You’ll earn 5 points per $1 spent on qualifying purchases at participating Marriott and Ritz-Carlton hotels as well as participating Starwood Preferred Guest hotels.

You’ll also earn 2 points per $1 spent on restaurants, airline tickets, and car rentals, and 1 point per $1 spent on all other purchases.

At the end of each billing cycle, your points are automatically transferred to Marriott Rewards.

Marriott Rewards Premier Credit Card Sign-Up Bonus

This Marriott credit card offers 75,000 bonus points after you spend $3,000 within the first three months of opening your account.

This offer is only available to people who aren’t current cardholders and who haven’t received a new card member bonus for this card in the last 24 months.

You must keep your account open for at least 6 months to avoid forfeiting your bonus points.

The points you need for a free hotel night vary by hotel category, from 7,500 per night for a category 1 hotel to 45,000 per night for a category 9 hotel.

This card also gives you a free night’s stay at a category 1–5 hotel on your account anniversary.

Additional Marriott Credit Card Benefits

The Marriott card has several, travel and purchase protection features, including

  • trip cancellation and interruption insurance,
  • lost luggage reimbursement,
  • trip delay reimbursement,
  • auto rental collision damage waiver.

And as a Marriott cardholder, you’ll qualify for automatic Silver Elite status with Marriott Rewards every year, which means that for every $3,000 in card purchases, you’ll earn 1 elite night.

Combine those bonus nights with paid stays and you could reach gold status after earning 50 elite nights.

Two other notable benefits of silver status could bring you substantial savings: a fifth night free on any hotel stay and special weekend discounts.

Marriott Credit Card APR, Fees, and Other Details

This card has no annual fee in the first year and an $85 annual fee after that.

Use your free annual hotel night and the annual fee really pays off.

For purchases and balance transfers, this card has an APR of 17.24% to 24.24% variable based on the prime rate — standard among the cards we review.

The cash advance APR is 26.24%, and the cash advance fee is either $10 or 5% per transaction, whichever is greater, while balance transfers cost $5 or 5%, whichever is greater.

There are no foreign transaction fees.

Late payment fees vary from $15 to $37 depending on your balance.

The minimum credit line for this card is $5,000.


There are better credit cards in 2019 for travelers who visit multiple hotel brands or who want to earn more points on general spending.

But for travelers who prefer the Marriott brand, this card offers numerous perks and opportunities for savings.

Amy Fontinelle Finance Journalist

Amy Fontinelle is a writer, editor, and personal finance expert.

Her articles have appeared at Investopedia, Bankrate,, The Simple Dollar,, Yahoo,,, Bankaholic,, Saving Advice and other sites.

Amy’s clients include personal finance websites, financial institutions, public policy organizations, academic journals, and professional economists.

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