Personal Loans in Colorado

Personal Loans in Colorado
Luke Loftin
on April 3, 2019
Read in 1 min

At some point in their life, everyone has found themselves in need of extra money.

This could be to finance a new purchase, make much needed repairs to a home or vehicle, or even take a short vacation.

You may even find yourself considering a loan in Colorado as part of a debt consolidation plan.

There are a variety of loans in Colorado to help meet all of these needs and more.

Finding quick unsecured or secured loans in Colorado may be easier than you have imagined.

What is the economic climate in Colorado?

Colorado has a population of about 5.6 million people, an average income of about $33,000 and an a poverty rate of 10.3%.

The poverty rate in Colorado is below the national poverty rate of 12.3 percent.

Even with a robust economy, there are many people who are looking into loans in Colorado to improve their daily lives.

Where can I get a personal loan in Colorado?

When you first begin thinking about loans in Colorado it is only natural that you would look to the financial institutions in your local area.

However, this may not be the only route.

By limiting your search to local companies you may miss an offer from online sources.

Using a trusted lending portal can make this process much easier.

What are different types of personal loans in Colorado?

If you are looking for loans in Colorado, different possibilities include some popular loans types such as personal loans, title loans, auto loans, fast cash loans, and debt consolidation loans.

What should I watch out for when applying for a personal loan in Colorado?

The lending laws in Colorado are not as heavily weighted toward protecting consumers as those of some other states.

Because of this, it is especially important to pay attention to the interest rate of any loans in Colorado as well as whether those rates are fixed or adjustable.

Fortunately, the Attorney General’s office has a robust list of resources to help consumers who are considering loans in Colorado.

If you are interested in applying for a loan in Colorado, be sure you take the time to explore all avenues so you make the right decision for your financial needs.

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Disclaimer: This is not legal or financial advice. Please consult a legal or financial advisor for your specific situation.

Luke Loftin Finance Journalist

Luke is a writer and editor based out of Los Angeles.

He specializes in finance, as well as health and wellness.

In his free time, he enjoys watching Astros baseball.

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Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. is not a lender or lending partner and does not make loan or credit decisions. connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you. This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. By submitting your information via this website, you are authorizing and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize to share your information and credit history with its network of approved lenders and lending partners. For qualified consumers, our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria. Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Lender’s or Lending Partner’s Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.