Cash Advance Loans

Quickly Connect with Top Personal Loan Lenders and Get Fast Approval

Rates starting at 4.99%
Personal Loans from $500–$50K+
Terms from 1 month to 3+ years
Time to Funding as Quick as 1 Day

How LendGenius works

See If You Qualify
Complete Form in Minutes
Compare Multiple Options
Get Funded

Get A Quick Cash Advance When You Need It

  1. Online Application – If you need a personal loan, LendGenius is for you. The process is quick, easy, secure, and available anytime of day or night.
  2. 24-Hour Response – We give you the opportunity to seek approval from multiple lenders who offer various benefits. Upon submission of the application, you will be informed of a decision within 24 hours. That’s fast. That’s effective. That gets you the best results.
  3. Quick Cash – If you need a cash advance loan, apply online today and if approved your cash can be electronically deposited into your account. You can qualify for loans between $100 up to $5,000.

Fast Money the Smart Way

LendGenius allows applicants to apply for a cash advance through its user-friendly, online application process.

LendGenius provides one application that produces multiple potential lenders.

It’s smart. It’s easy. And you can use it anytime!

Simple, Convenient Application

Our online application process is quick and easy to complete.

It only takes minutes to fill-out.

Once submitted, a response is immediate, with multiple potential lenders available.

Risk-Free. Hassle-Free.

There’s no risk. There are no hidden costs. There’s no hassle.

You simply complete the form, and upon approval, browse multiple lenders.

If you aren’t satisfied, simply decline.

If you already took a loan, you have a 72-hour grace period to return the principal.

And then that’s that. Nothing else to worry about.


Application Process

What information do I need to know before I apply for a loan?

You must reside in the state where you choose to apply for the loan.

You must be 18 years old or older.

You must not currently be in the process of filing bankruptcy or must not have intentions to file bankruptcy upon application of a loan.

You cannot be an independent of a member of the Armed Forces who is on active duty, or you — if the applicant — cannot be a regular or reserve member of the military or serving on active duty if it is for a period of 30 days or longer.

The military includes: Army, Navy, Marine Corps, Air Force, or Coast Guard.

What information do I need when I apply for a loan?

You will need the following:

  • A valid Social Security Card or Individual Taxpayer Identification Number;
  • A checking or savings account and the respective routing and account numbers;
  • A current phone number for verification.

Can I still qualify for a loan if I’m unemployed?

Yes, you can still qualify, but you must have proof of a steady income.

For example, alimony payments.

You can also be self-employed, retired or on disability, but the same remains true: you must have a source of income, which will be used to prove you can repay the loan.

I have bad credit, can I still be approved?

Yes, there are options for people who have bad credit.

In fact, some loan options can even help rebuild your credit history.

To note, a credit check will be taken and it may have an impact on the terms of the contract.

A bad credit could limit the amount of the loan, too.

That said, you will still have a better opportunity of getting approved by applying with multiple lenders.

I don’t have any collateral, can I still apply for a loan?

Yes, there are lenders that offer unsecured loans that do not require collateral.

What are the costs to apply for a loan?

There are absolutely no costs to apply!

How will I know if I’m approved for a loan?

You will be informed by the method you provide: email or phone.

How do I get my money?

During the application process, you will provide your bank account information.

The money will be deposited directly to the bank account.

Payment Process

How do I know when payment is due?

Payment is due on the approved payday, which is specific to the state in which you live.

Upon approval of your loan, you will be advised of the due date.

How do I pay back the loan?

You will be able to setup auto-payments.

You can also pay by mail or phone.

Is there a fee if I pay back the loan early?

No, there are no penalties for paying the loan back early.

Are there fees if I make a payment late or skip a payment?

Yes, there are late fees that will be applied to your account.

Are there any other costs involved with my loan?

Yes, you will be charged APR and interest.

APR and interest fees will depend on which lender accepts your application, which lender you choose, and according to the laws of the state you live in.

About LendGenius

Why choose us?

We want to make life a little bit more simpler for you, especially if you are in need of money and have bad credit. We’re here to help. We offer an easy application process that results in multiple lenders from which you can choose. Each lender will have their specific requirements and benefits. You can choose the best option for you and your needs.

You choose us because unlike other payday loan companies, we offer options and convenience.

Is my personal information safe?

Always. We secure our website. We update our software regularly. We protect our customers because without you, there is no us. Security is one of our primary concerns. So, feel free to apply online today.

Now that’s genius.

The Funding Process

Fill out a short survey.

Answer some questions about yourself to see what kind of financing you qualify for - You’ll have options in a matter of minutes.

Browse your matches...

If you want, we'll walk you through the products you matched with. Your Loan Genius is well-versed in the nuances of financing.

Apply once to browse multiple offers.

You’ll discover financing options and apply with as many lenders as you want. We don’t waste your time requesting the same information over and over again.

Compare your offers...

Now the fun part – Shop around for the right product and best rate. When lenders compete, your win big.

Get your funds!

You’re free to snatch up that office space you’ve been eyeing, upgrade your technology, or restock more of that hot inventory. With every loan payment, you’ll set yourself up for even better options with LendGenius in the future.

How We Earn Money

No catch – Our service is totally free for you, whether you fund or not.

Choose the lender that meets your needs; we’ll never pressure you to take an offer.

The lender may pay 2–5% of the total sum for the privilege of having you as a borrower.