LendGenius allows applicants to apply for a cash advance through its user-friendly, online application process.
LendGenius provides one application that produces multiple potential lenders.
It’s smart. It’s easy. And you can use it anytime!
Our online application process is quick and easy to complete.
It only takes minutes to fill-out.
Once submitted, a response is immediate, with multiple potential lenders available.
There’s no risk. There are no hidden costs. There’s no hassle.
You simply complete the form, and upon approval, browse multiple lenders.
If you aren’t satisfied, simply decline.
If you already took a loan, you have a 72-hour grace period to return the principal.
And then that’s that. Nothing else to worry about.
You must reside in the state where you choose to apply for the loan.
You must be 18 years old or older.
You must not currently be in the process of filing bankruptcy or must not have intentions to file bankruptcy upon application of a loan.
You cannot be an independent of a member of the Armed Forces who is on active duty, or you — if the applicant — cannot be a regular or reserve member of the military or serving on active duty if it is for a period of 30 days or longer.
The military includes: Army, Navy, Marine Corps, Air Force, or Coast Guard.
You will need the following:
Yes, you can still qualify, but you must have proof of a steady income.
For example, alimony payments.
You can also be self-employed, retired or on disability, but the same remains true: you must have a source of income, which will be used to prove you can repay the loan.
Yes, there are options for people who have bad credit.
In fact, some loan options can even help rebuild your credit history.
To note, a credit check will be taken and it may have an impact on the terms of the contract.
A bad credit could limit the amount of the loan, too.
That said, you will still have a better opportunity of getting approved by applying with multiple lenders.
Yes, there are lenders that offer unsecured loans that do not require collateral.
There are absolutely no costs to apply!
You will be informed by the method you provide: email or phone.
During the application process, you will provide your bank account information.
The money will be deposited directly to the bank account.
Payment is due on the approved payday, which is specific to the state in which you live.
Upon approval of your loan, you will be advised of the due date.
You will be able to setup auto-payments.
You can also pay by mail or phone.
No, there are no penalties for paying the loan back early.
Yes, there are late fees that will be applied to your account.
Yes, you will be charged APR and interest.
APR and interest fees will depend on which lender accepts your application, which lender you choose, and according to the laws of the state you live in.
We want to make life a little bit more simpler for you, especially if you are in need of money and have bad credit. We’re here to help. We offer an easy application process that results in multiple lenders from which you can choose. Each lender will have their specific requirements and benefits. You can choose the best option for you and your needs.
You choose us because unlike other payday loan companies, we offer options and convenience.
Always. We secure our website. We update our software regularly. We protect our customers because without you, there is no us. Security is one of our primary concerns. So, feel free to apply online today.
Answer some questions about yourself to see what kind of financing you qualify for - You’ll have options in a matter of minutes.
If you want, we'll walk you through the products you matched with. Your Loan Genius is well-versed in the nuances of financing.
You’ll discover financing options and apply with as many lenders as you want. We don’t waste your time requesting the same information over and over again.
Now the fun part – Shop around for the right product and best rate. When lenders compete, your win big.
You’re free to snatch up that office space you’ve been eyeing, upgrade your technology, or restock more of that hot inventory. With every loan payment, you’ll set yourself up for even better options with LendGenius in the future.