It happens to everyone at one time or another: an emergency comes up, and you’re short of cash.
Not to worry, LendGenius offers a convenient online loan application with fast approvals, sometimes even same day!
Yes, we help thousands of people every month by making it so easy to qualify for multiple loan offers with just one form.
When you need a loan ASAP, we work with hundreds of direct lenders to get you approved.
Of course, your information is safe and secure through 256-bit encryption.
Even if you have bad credit, we have lenders who can help.
We understand that it’s stressful when you need money fast to cover an unexpected expense, and that’s why we focus on providing better customer service than the banks and lenders you may be used to working with.
If you need a loan, these are just a few of the options that we can provide:
Installment loans are usually used for one large purchase/transaction and paid back in a fixed number of number of payments over a longer period.
While you may have more fees associated with this type of loan, you’ll find our employees are passionate about matching you with the lender and the payment plan best for you.
They can be the right solution for a situation where you need all the money up-front and could even offer lower payments compared to other options.
Moving expenses, car repairs, or unexpected medical or dental expenses are the kind of situations where an installment loan really shine.
Not to mention, timely repayment of an installment loan can help raise your credit score, improving your finances in the long-term.
The final total of the payments will include the amount of money originally borrowed plus interest and fees associated with the loan.
And with fixed installment payments, you have the stability of knowing your payment won’t change for the full length of the loan.
Some lenders require the borrower to set up automatic payments so that the payments are made on time, so be sure to read the fine print if this is a factor for you.
Short-term loans can be the right solution for you if the amount of money that you need can be repaid in less than one year.
Situations where this kind of quick approval loan might be right for you are to buy a new set of tires or make a much-needed roof repair.
Plus, because the terms are so short, lenders are much more likely to extend a low-interest offer.
Personal loans are similar to installment and short-term loans and there may even be some overlap between these types of loans.
These are flexible, unsecured loans frequently used to consolidate high-interest credit card balances.
Because no collateral is required you might also use them to purchase a new kitchen appliance or to cover the deductible on your homeowner’s insurance after a storm, for example.
Auto title loans are easy to get if you own your car, but they carry high interest rates and high fees.
You also risk repossession if you default on your payments.
However, there might be certain emergency situations where a person has bad credit, and an auto title loan is their only option.
You should examine your repayment schedule and ensure you’re paying towards the principal as well as the interest each month.
And once the emergency is behind you, you should also probably try to refinance your auto title loan into a lower interest option.
No one wants to think about their financial problems, much less risk the embarrassment of asking a friend or family for help.
With LendGenius, you don’t have to worry about privacy – our online application process is safe and secure.
You can apply online 24 hours a day from the comfort of your home.
It only takes a few minutes to complete the application, and you don’t have to fumble with any documents just to see your options.
With hundreds of lenders offering loans from $100 to $5,000, why not make them compete for your business for a change?
Our team reviews your application and submits your information to a number of lenders that you have the potential to match with.
If you’re approved for any offers, we’ll highlight the pertinent details for you: the total amount that you have been approved for, the terms, and the payment amount.
We understand the stress of an unexpected expense that has to be paid upfront – the urgency can make you desperate, but you can avoid that trap.
Start reviewing your options now, before an emergency comes up, and you won’t feel pressured to accept the first offer you get.
When you’re ready, getting a loan through our website is quick, simple, and surprisingly easy – many applicants have an answer with minutes.
Once approved, most lenders move quickly with money deposited as soon as the next business day.
Our customer service is the cornerstone of our business.
Because financial emergencies happen to everyone, it’s our goal to match you with the right lender as quickly as possible so that you can address your crisis and stop worrying.
We will notify you of any approvals, rejections, or additional documentation required by a lender so your application process is as smooth and speedy as possible so you can:
Get your car fixed and get to work.
Get the emergency dental work done for your wife.
Pay the copay so your mother can have the radiation treatments that she needs.
Whatever your emergency, there’s smarter way to pay for it when you compare all your options with LendGenius.
Answer some questions about yourself to see what kind of financing you qualify for - You’ll have options in a matter of minutes.
If you want, we'll walk you through the products you matched with. Your Loan Genius is well-versed in the nuances of financing.
You’ll discover financing options and apply with as many lenders as you want. We don’t waste your time requesting the same information over and over again.
Now the fun part – Shop around for the right product and best rate. When lenders compete, your win big.
You’re free to snatch up that office space you’ve been eyeing, upgrade your technology, or restock more of that hot inventory. With every loan payment, you’ll set yourself up for even better options with LendGenius in the future.