Are you in the middle of a financial emergency?
Do you need a few extra dollars as soon as possible to help you get through it?
Look no further, LendGenius can help you find an online personal loan quickly and easily.
Our lenders work with people with all types of credit scores – even students with little credit history.
That’s right, people with bad credit can still get cash quick if they use our platform to get connected to one of our 100+ lenders.
Our simplified process is designed to help you get the cash you need as quickly as possible.
You can use our online form to get started right away.
If you have urgent need for some extra cash, you’ve come to the right place.
All you have to do to get started is complete our secure online form, which only takes a few minutes.
There’s no need to waste your time going to an actual bank or to spend your time faxing documents.
Instead, you can use our online form which will connect you to an approved lender within a matter of minutes.
Technology is making it easier than ever to automate repetitive processes – you’ll receive a response from a lender within seconds of filling out our form.
Every month, we help thousands of people find a lender to help them with their bills and other financial needs.
Our focus is on finding a lender who can give you approval for a loan in a fraction of the time it would take to shop around the old-fashioned way to find a lender willing to work with you.
And bad credit?
That won’t be a hindrance, our large pool of lender partners can work with people with a range of credit scores.
We can connect you with a lender that may provide loans ranging from $100 up to $5,000, depending on the information that you provide us with.
You can borrow the right amount to help you finance your personal emergency.
If you are able to meet our lenders’ relaxed requirements, we’ll be able to help you find the money that you’re seeking.
Many of the lenders that we work with have different requirements, so your credit score is just one factor.
Lenders look to see if you have a job, how long you’ve been working there, and how long you’ve lived at your current residence.
Additionally, they are looking to see if you have a valid bank account that can be used to deposit your loan into.
While people with excellent credit may qualify for a larger loan or a lower interest rate, that doesn’t mean that lenders can’t work with people who have bad credit scores.
Don’t let bad credit stop you from seeing what’s out there!
Our lenders offer a range of loans vary from short-term style loans, mid-range loans, and long-term loans.
Our lenders aim to help alleviate the stress and frustration that comes from emergency situations that call for having more cash than your job can provide.
A personal loan can help you avoid late fees and overdraft fees that can build up when you’re strapped for cash.
You should check even if you don’t have an emergency yet – it’s better to make these financial decisions with a clear head.
Either way, your income, credit, and desired loan amount are all taken into consideration to filter through the noise so we can present you with a lender waiting to help you.
Customers use our digital platform for finding loans because there’s no need to visit a traditional bank or brick and mortar location to use our services.
Instead, simply fill out our easy-to-use form.
Our entire website was designed specifically to help you find a loan at the right time without unnecessary hassle.
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you.
This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78
Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Lender’s or Lending Partner’s Disclosure of Terms.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Lendgenius.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.