Online Loans

All Credit Types Welcome
Personal Loans from $1K–$35K+
Terms from 2 weeks to 3+ years
Time to Funding as Quick as 1 Day

How LendGenius works

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I want to borrow

Personal life situations usually demand that you have cash, and that you have it immediately.

There are times you may want a lump sum to pay off several bills to reduce your creditors to one, making life a little simpler in a busy world.

Other times, you may want money in advance to finance a car.

Banks make it difficult to get a loan, and the interest is often very high.

If you need cash, and you need it now, online loans may provide you with a good opportunity to get things done.

What Do They Offer?

While many loan servicing companies offer in-store financial services like title loans, check cashing, prepaid debit cards, and money orders, you must physically bring all your paperwork and go into the store to complete the process.

With an online loan, depending on the approval and amount for which you qualify, you could have your money potentially as soon as an hour and use it for whatever purpose you desire.

Furthermore, you can start the process with a quick and easy online form, so you can do everything from the comfort of your computer.

How Does It Work?

If you’re looking for an online loan, it’s easy to get started today. All you have to do is:

  1. Have your personal information ready. If you don’t know your social security number by heart, you’ll want to locate your social security card so that you have your number available upon the start of the process.
  2. Complete all pages of the form, including personal information, income, banking and review the disclosures.
  3. Submit the form.
  4. Wait for a short period for a lender to approve you.

It is literally that easy.

The maximum loan amount can vary according to which state you live in; regardless, you’ll have your money very quickly.

What you Should Know About Online Loans

There are some things you should know before accepting a loan from any lender.

They are never free, and while online service offers exceptional benefits and conveniences, you will still need to pay back the loan.

The following are some things to keep in mind.

  • Interest will accrue daily on your loan, which means you only pay for the time you use the loan.
  • The APR and overall cost of the loan is contingent upon the amount and duration or term of the loan.
  • You will need to make monthly installment payments on time to prevent a fee. 
  • All loans are subject to state regulations, your eligibility, credit check, underwriting and approval from the lender.

Benefits of Using our Online Form

Whether it frees you to pay off high-interest credit card debt, enables you to pursue a personal project, or gets you out of some other temporary cash-crunch, there are a number of advantages to getting money now instead of saving up for later.

The benefits you get with our service are simple and straightforward:

  1. We boast quick connection to lenders offering small and large loans.
  2. Our lender partners can deposit the money directly into your bank account.
  3. You might get connected with unsecured loans that do not require collateral (such as your house or car)
  4. Many of our lender partners offer automatic withdrawals – if you choose – so that you don’t have to worry about a late payment.

Getting a loan online has never been easier, but getting it’s important to make sure you get your loan from the right place.

Whatever your reason for taking out a personal loan, you should know that by using LendGenius you are presented with opportunities for getting connected with a quality lender quickly and efficiently.

Before you spend too much time doing things the old fashioned way, why not get started today from the comfort of your own home?

I want to borrow

Now that’s genius.