Online Loans

Connect with Top Personal Loan Lenders and Get Fast Approval

Rates starting at 4.99%
Personal Loans from $1K–$50K+
Terms from 1 month to 3+ years
Time to Funding as Quick as 1 Day

How LendGenius works

See If You Qualify
Complete Form in Minutes
Compare Multiple Options
Get Funded

These and other personal life situations demand that you have cash, and that you have it immediately.

There are other times you may want a lump sum to pay off several bills to reduce your creditors to one, making life a little simpler in a busy world.

Other times, you may want money in advance to finance a car.

Banks make it difficult to apply for loans, and the interest is often very high.

If you need cash, and you need it now, online loans may provide your best opportunity to get things done.

What Do They Offer?

While many loan servicing companies offer in-store financial services like title loans, check cashing, prepaid debit cards, and money orders, you must physically bring all your paperwork and go into the store to complete applications.

On the other hand, a loan application available through our online platform is quick and easy to complete.

Depending on the approval of your loan and the amount for which you qualify, you could have your money within minutes and use it for whatever purpose you desire.

Furthermore, we offer quick and easily accessible loan servicing so you can do everything from the comfort of your computer.

How Does It Work?

It’s simple to apply online for a loan today, all you have to do is:

  1. Have your personal information ready. If you don’t know your social security number by heart, you’ll want to locate your social security card so that you have your number available upon the start of the application process.
  2. Complete all pages of the form, including personal information, income, banking and review the disclosures.
  3. Submit the application.
  4. Wait for a short period for your approval and loan options.

It is literally that easy.

The maximum loan amount can vary according to which state you live in; regardless, you’ll have your money almost instantly.

What you Should Know About Online Loans

There are some things you should know before accepting a loan from any lender.

They are never free, and while our service offers exceptional benefits and conveniences, you will still need to pay back the loan.

The following are some things to keep in mind.

  • Interest will accrue daily on your loan, which means you only pay for the time you use the loan.
  • The APR and overall cost of the loan is contingent on the amount and duration or term of the loan.
  • You will need to make monthly installment payments on time to prevent a fee. Monthly payments are easily made through our online account management service.
  • All loans are subject to state regulations, your eligibility, credit check, underwriting and approval status.

The Ten Big Benefits You Get From Us

Whether it frees you to pay off high-interest credit card debt, enables you to pursue a personal project, or gets you out of some other temporary cash-crunch, there are a number of advantages to getting money now instead of saving up for later.

But getting money through a lender you like and trust is important too.

The benefits you get with our service are simple and straightforward:

  1. No hidden fees or transaction costs.
  2. Getting a loan with LendGenius’ paperless application is more convenient than working with a bank.
  3. We show you all the best, competitive rates among lenders so you can choose your loan features.
  4. We boast quick processing with high approval rates for small to large loans.
  5. Our lender partners can deposit the money directly to your bank account.
  6. Our site is secure and privacy is upheld.
  7. We work with lenders that won’t penalize you for paying your loan off early.
  8. Unsecured loans that do not require collateral (such as your house or car) are among the loans available.
  9. There are a range of flexible, low monthly installment payment plans for multiple loan options.
  10. Many of our lender partners offer automatic withdrawals – if you choose – so that you never have to worry about a late payment.

Getting a loan online has never been easier, but getting it from the right place has never been more confusing.

Whatever your reason for taking out a personal loan, you should know that by using LendGenius you have the best opportunity to get a good rate by comparing multiple options first.

There are a lot of other companies out there, but you’d have to apply to them one at a time to compare offers.

Before you spend too much time doing that, why not apply with LendGenius to see offers from various lenders?

LendGenius, it’s where smart personal loan servicing happens.

Now that’s genius.

The Funding Process

Fill out a short survey.

Answer some questions about yourself to see what kind of financing you qualify for - You’ll have options in a matter of minutes.

Browse your matches...

If you want, we'll walk you through the products you matched with. Your Loan Genius is well-versed in the nuances of financing.

Apply once to browse multiple offers.

You’ll discover financing options and apply with as many lenders as you want. We don’t waste your time requesting the same information over and over again.

Compare your offers...

Now the fun part – Shop around for the right product and best rate. When lenders compete, your win big.

Get your funds!

You’re free to snatch up that office space you’ve been eyeing, upgrade your technology, or restock more of that hot inventory. With every loan payment, you’ll set yourself up for even better options with LendGenius in the future.

How We Earn Money

No catch – Our service is totally free for you, whether you fund or not.

Choose the lender that meets your needs; we’ll never pressure you to take an offer.

The lender may pay 2–5% of the total sum for the privilege of having you as a borrower.