Personal life situations usually demand that you have cash, and that you have it immediately.
There are times you may want a lump sum to pay off several bills to reduce your creditors to one, making life a little simpler in a busy world.
Other times, you may want money in advance to finance a car.
Banks make it difficult to get a loan, and the interest is often very high.
If you need cash, and you need it now, online loans may provide you with a good opportunity to get things done.
While many loan servicing companies offer in-store financial services like title loans, check cashing, prepaid debit cards, and money orders, you must physically bring all your paperwork and go into the store to complete the process.
With an online loan, depending on the approval and amount for which you qualify, you could have your money potentially as soon as an hour and use it for whatever purpose you desire.
Furthermore, you can start the process with a quick and easy online form, so you can do everything from the comfort of your computer.
If you’re looking for an online loan, it’s easy to get started today. All you have to do is:
It is literally that easy.
The maximum loan amount can vary according to which state you live in; regardless, you’ll have your money very quickly.
There are some things you should know before accepting a loan from any lender.
They are never free, and while online service offers exceptional benefits and conveniences, you will still need to pay back the loan.
The following are some things to keep in mind.
Whether it frees you to pay off high-interest credit card debt, enables you to pursue a personal project, or gets you out of some other temporary cash-crunch, there are a number of advantages to getting money now instead of saving up for later.
The benefits you get with our service are simple and straightforward:
Getting a loan online has never been easier, but getting it’s important to make sure you get your loan from the right place.
Whatever your reason for taking out a personal loan, you should know that by using LendGenius you are presented with opportunities for getting connected with a quality lender quickly and efficiently.
Before you spend too much time doing things the old fashioned way, why not get started today from the comfort of your own home?
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you.
This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78
Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Lender’s or Lending Partner’s Disclosure of Terms.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Lendgenius.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.