Personal Loans

Connect with a Lender and Get Quick Approval

All Credit Types Welcome
Personal Loans from $1K–$35K+
Terms from 2 weeks to 3+ years
Time to Funding as Quick as 1 Day

How LendGenius works

See If You Connect
Complete Form in Minutes
Check Your Terms
Get Funded
$10,000
I want to borrow
$1,000
$35,000

Connect with a Personal Loan Lender 

  • Rates from 4.99%
  • Borrow $1K to $35K
  • Monthly payments terms from 2 weeks to 3+ years

How LendGenius Works

  • Fill out our simple online form
  • Connect with a lender
  • Get cash quickly

At LendGenius, we make it easy for you to get money for whatever you need, whether it’s paying off a debt or remodeling your home.

Our online form lets you quickly connect with a direct lender. Offers include installment, unsecured, secured and bad credit personal loans from private lenders.

We work with lenders that accept bad credit. Our lenders help everyone from veterans to small businesses quickly and discreetly get the money they need to handle a financial emergency.

How Our Service Works

At LendGenius, we know it’s difficult applying for secured or unsecured loans if you have low income or poor credit.

That’s why we’ve gone out of our way to partner with multiple personal lenders who are sensitive to typical barriers such as sub-par credit score.

If you’ve been unable to get approval elsewhere or face high interest penalties due to your credit score, give our free service a try.

Our form connects you with a direct lender, who will determine how much you qualify for, and after your approval, will initiate the application process. 

The lender will explain all loan terms including repayment schedules, collateral, and interest rates up front so there are no surprises.

The lender will keep your account in good standing as long as your monthly payments are on time.

By borrowing from our lending partners, you can build your credit and trustworthiness.

How Personal Loans Work

Our system works hard to get you connected to a lender in our network. 

To determine your eligibility, documentation is required before you get started with a lender. 

States typically regulate interest rate and same-day loan amounts.

You can check your state’s laws before you get started to know what you can expect with loans.

Terms of direct loans are left up to the lending partner.

Each lender sets their own terms based on the amount you’re requesting, the risk to them, and the available interest rates.

Frequently Asked Questions

What if I Have Bad Credit?

Even if you have poor credit or no credit history, you can still potentially find lenders.

If you’ve filed for bankruptcy and are trying to rebuild your credit history, some of our lenders might be willing to work with you.

Rather than be turned down by banks, give our partners a try.

Why Get a Personal Loan?

A personal loan can help you finance your education or home repair or pay down debt using consolidation.

When you consolidate high-interest debt, you’ll save on interest and pay down what you owe faster.

A personal loan could potentially have better interest rates and repayment schedules, which may be better than using your credit card for a financial emergency.

Check this for yourself using an online loan calculator.

How Much Money Can I Get?

This depends on your requested amount, credit history, and past experience with loans.

If you have a history of timely loan repayment, you’ll qualify for more money.

Curious to see what you qualify for? It costs nothing to fill out our form and find a lender.

Get started today. 

$10,000
I want to borrow
$1,000
$35,000

Now that’s genius.



Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. Lendgenius.com is not a lender or lending partner and does not make loan or credit decisions. Lendgenius.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Lendgenius.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Lendgenius.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Lendgenius.com’s service is always free to you.

This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Lendgenius.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

By submitting your information via this website, you are authorizing Lendgenius.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Lendgenius.com to share your information and credit history with its network of approved lenders and lending partners.

Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.

Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78

Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.

In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.


Lender’s or Lending Partner’s Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Lendgenius.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.


Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.